One of the best ways to protect your future earning potential and keep you and your family on solid financial ground is through a disability insurance policy. Disability insurance steps in to help you cover expenses; it pays you a percentage of your salary if an illness or injury prevents you from working. Depending on your policy, disability insurance covers your lost income for anywhere for a few weeks to your entire working life.
Our Individual Disability program we offer:
Provides a monthly income if sick or injured and cannot work.
- Issue Ages: 18 through 60
- Four Occupation Classes: 4A, 3A, 2A, 1A
- Maximum Issue Limits: 4A and 3A: $20,000; 2A: $10,000; and 1A: $8,000
- Benefit Periods: 1, 2, 5, and 10-year, to-age-65 and to-age-67
- Elimination Periods: 30, 60, 90, 180 and 365 days
- Guaranteed renewable
- Non Medical Underwriting – up to $3,000 of monthly benefit for ages 18-50
- Back to Individual Plans -
