About Us

We are a health and employee benefits general agency. Our company works as wholesalers with brokers and agents. Our commitment is providing Group Insurance or Individual Insurance solutions and service to brokers and agents and to their clients.

For more than 20 years, health insurance brokers like you have trusted their business with us. Through a partnership with ABA, you have access to top tier insurance programs, training, marketing resources, and support - at no additional cost to you.

Agent Brokerage Alternatives purchased the LDJ & Associates P.S. in 2017. LDJ & Associates was started by Lin Jones, President in early 1992. The marketing general agency (MGA) has grown to be an industry leader in the Pacific Northwest.

LDJ & Associates believed in “No group is too large or too small, whether the need is Life, Dental, Disability, Medical, Voluntary Products, or Worksite Programs”. 

ABA continues with the LDJ & Associates beliefs as well.


Meet Our Team

Our team of benefit professionals bring industry expertise to our broker partners.

Carlton Howard bust photo

Carlton Howard

carlton@abalternatives.com

President of Agent Brokerage Alternatives & Healthy Choices Benefit Plans

Carl has more than 35 years of insurance industry experience ranging from Benefits Administration, Underwriting and Sales. Carl primarily focuses on New and Existing Group Medical Business, Ancillary Renewal Underwriting and contracting with Insurance Carriers. He is very active in working with our agents and brokers in sales and service.

Lisa Howard bust photo

Lisa Howard

lisa@abalternatives.com

Vice President of Sales and Marketing Agent Brokerage Alternatives & Healthy Choices Benefit Plans

Lisa has been with Agent Brokerage Alternatives (ABA) since August 2017. Prior to ABA she worked for Healthy Choices Benefit Plans, ABA’s sister company, directly working with General Agents and their Agents. Lisa has been in the insurance industry for 35+ years. She oversee sales, marketing, and ABA’s product line offerings.

“I enjoy working with agents and providing reliable insurance programs for their clients’ needs as well as providing day to day service to agents and brokers.”

Mari Quiggins bust photo

Mari Quiggins

mari@abalternatives.com

Insurance Account Manager

Mari has been an Account Manager in the Insurance Field for over 30 years managing new and existing business. She prepares all incoming quote requests, proposals and renewals. She also manages agent and client communications and day to day service requests.

Barb Mahanna

Agent Services Representative - Retired 12/2023

Happy retirement Barb! Thank you for your many years of dedicated service!